I lead Product at Cross River, the atypical FinTech bank powering money movement and lending as a service for Stripe, Coinbase, Revolut, Plaid, etc. I focus on growth, transformation and turnaround, and post-merger integration.
I’ve worked in both startups and large companies, and was a founder. As the first hire at Oasis Labs, I built a privacy layer for AI, raised $45M (a16z, Accel, etc), and scaled it to a $2B smart contract platform. I’ve built b2b products at Google, led new initiatives at American Express, and launched consumer products at P&G. I boostrapped an advertising agency to $1M/y in revenues.
As an angel investor, I’ve backed 20+ companies, including AtoB, Decisionly, Gumroad, Cobre, DolarApp, Spot2, focusing on founders tackling complex, large markets. I help with problem definition, zero-to-one scaling, and introductions.
I hold an engineering degree and an MBA from UC Berkeley, where I also founded Berkeley StEP, a pre-accelerator that’s launched 150+ startups with a 10% funding rate.
I live in Greenwich Village, NY. I am often in SF and Rome. I like hosting people, crypto and programmable money, complex problems to solve, the sea, djing and playing the piano.
Let’s connect if I can help.
You can email me: luca.cosentino50 at gmail.com